{
\def\sym#1{\ifmmode^{#1}\else\(^{#1}\)\fi}
\begin{tabular}{l*{6}{c}}
\toprule
                &\multicolumn{1}{c}{\shortstack{Exp.\\spend.\\growth (\%)}}&\multicolumn{1}{c}{\shortstack{Exp.\\spend.\\growth ($)}}&\multicolumn{1}{c}{\shortstack{Exp.\\spend.\\growth ($)}}&\multicolumn{1}{c}{\shortstack{Incr.\\ exp.\\ debt}}&\multicolumn{1}{c}{\shortstack{Incr. exp. \\ desired \\ hours}}&\multicolumn{1}{c}{\shortstack{Incr. exp.\\ retirement \\ age}}\\\cmidrule(lr){2-2}\cmidrule(lr){3-3}\cmidrule(lr){4-4}\cmidrule(lr){5-5}\cmidrule(lr){6-6}\cmidrule(lr){7-7}
                &\multicolumn{1}{c}{(1)}&\multicolumn{1}{c}{(2)}&\multicolumn{1}{c}{(3)}&\multicolumn{1}{c}{(4)}&\multicolumn{1}{c}{(5)}&\multicolumn{1}{c}{(6)}\\
\midrule
                &         &         &         &         &         &         \\
$\Delta$ Retirement fin. wealth (\%)&    0.018&         &         &   -0.148&   -0.274&-0.696\sym{***}\\
                &  (0.068)&         &         &  (0.148)&  (0.188)&  (0.195)\\
                &         &         &         &         &         &         \\
$\Delta$ Other fin. wealth (\%)&   -0.061&         &         &-0.443\sym{***}&-0.371\sym{**}&    0.006\\
                &  (0.070)&         &         &  (0.140)&  (0.176)&  (0.179)\\
                &         &         &         &         &         &         \\
$\Delta$ Net income (quarterly, \%)&0.189\sym{***}&         &         &-0.286\sym{***}&-0.358\sym{***}&-0.401\sym{***}\\
                &  (0.048)&         &         &  (0.085)&  (0.105)&  (0.100)\\
                &         &         &         &         &         &         \\
$\Delta$ Retirement fin. wealth ($)&         &0.048\sym{***}&0.039\sym{**}&         &         &         \\
                &         &  (0.016)&  (0.017)&         &         &         \\
                &         &         &         &         &         &         \\
$\Delta$ Other fin. wealth ($)&         &    0.011&   -0.002&         &         &         \\
                &         &  (0.019)&  (0.021)&         &         &         \\
                &         &         &         &         &         &         \\
$\Delta$ Net income (quarterly, $)&         &0.584\sym{***}&         &         &         &         \\
                &         &  (0.201)&         &         &         &         \\
                &         &         &         &         &         &         \\
$\Delta$ Net income (annual, $)&         &         &0.536\sym{***}&         &         &         \\
                &         &         &  (0.139)&         &         &         \\
                &         &         &         &         &         &         \\
Individual controls&      Yes&      Yes&      Yes&      Yes&      Yes&      Yes\\
Adj. R-squared  &     .048&     .044&     .114&     .198&     .108&     .124\\
Observations    &      970&      917&      906&      987&      603&      603\\
\bottomrule
\end{tabular}
}
